Medical Insurance & Pharmacy
MCSD seeks to provide the best possible medical and prescription drug benefits at a reasonable cost. Employees are provided with three medical plan options through Florida Blue:
Medical HMO
Medical PPO (no new enrollment)
Medical High Deductible Health Plan (HDHP) with Health Savings Account (HSA)
Effective 7/1/24, The School Board will contribute up to $750 to all Health Savings Account (HSA) of employees enrolled in the District-sponsored HDHP plan for the 2024-2025 plan year only
Medical Insurance Rates
Please note: All premiums are deducted on a per paycheck basis.
Medical Insurance: Side by Side Plans
Medication Guide
Click on the image below to view instructions on how to find the Plan Medication Guide. The Medication Guide lists all the medications your plan covers, plus any special rules you’ll need to follow with certain medications. The Medication Guide is updated regularly.
Locating In-network Providers
To search for an in-network provider, visit www.floridablue.com and select "Find a Doctor" from the header bar. When completing the necessary search criteria, select the BlueCare, BlueChoice, or BlueOptions for the network.
Donna Wilson, onsite Florida Blue representative, can also assist with finding in-network providers, facilities, and pharmacies. Donna can be reached by email at donna.wilson@bcbsfl.com or by phone at 772.219.1200 x 30313.
Teladoc
Teladoc gives you 24/7/365 access to U.S. board-certified doctors by web, phone or mobile app. It is a convenient and affordable option for quality medical care. Set up your account today so when you need care now, a Teladoc doctor is just a call or click away. Teladoc is available to all employees covered under a District medical plan with Florida Blue.
Health Savings Account (HSA)
Health Savings Accounts are tax-advantaged, member-owned accounts that let you save pretax dollars for current or future qualified medical expenses. Unlike Flexible Spending Accounts (FSA), you own your HSA. That means your entire balance stays in the account until you use it. Each contribution you make reduces your taxable income and is automatically deducted from your paycheck and deposited into the HSA. Participating employees must re-elect the dollar amount they wish to have deducted each plan year.
Health Savings Account Resources
Health Savings Account Change Form
Health Equity Resources
Health Account Comparison - HSA vs. FSA